Dealership car loans
Why dealer finance can cost you
They say convenience comes at a price and, with dealer finance, this is often true. Your car loan options are often limited, as dealers usually only work with one or two preferred lenders. That often means higher interest rates or loans that don’t suit your needs.
Don’t settle for second best. With a panel of over 30 lenders, we’ll help find you a great loan with a rate and features that work for you.
Get started on finding a great low rate new or used car loan.
Don’t fall for sales ploys
Sometimes dealers offer you tempting low rates or 0% finance to sweeten the deal. But if it sounds too good to be true … it often is. With 0% offers, dealers may bump up the price of the car or add extra fees to compensate.
Or you may be offered a low-rate loan … that comes with a large balloon payment at the end of the loan. None of the car loans we arrange have balloon or residual payments, which means you have one less cost to budget for. And with us on your team, you can be sure you know what you’re getting into before you sign on the bottom line.
Get started on finding a great low rate new or used car loan.
Save time and get the right loan for you
So you’re sold on the benefits of organising a car loan independently from the dealer. But does that mean you have to spend time shopping around for the best deal that suits your needs and situation?
No. With over 30 lenders on our panel, we’ll do the legwork so you don’t have to. Our experienced team will match you with the most suitable product with the interest rate and features you need whether:
- You’re a PAYG worker or ABN holder
- You’re a full-time, part-time or casual worker
- You have good credit history or bad credit history
To find out how, contact us or fill out our application form today.
Self-employed? Casual worker? Low credit?
Many car loan lenders want you to have a good credit score and consistent payslips. So it can be a struggle to get approved if you’re self-employed, a casual worker, have no credit history or have made a few mistakes in your past.
We can help solve your problem. Our experienced team has got the know-how on getting tough and low-doc loans approved. We work with over 30 lenders, so we’ll help find you the right car loan for your circumstances.
Speak with our team today to find out how.