You need a loan?
We’re your solution.
Experienced
Personal
Caring
Low-rate car loans
Whether you’re buying a new or used vehicle from a private seller or dealership, we’ll get you driving away in no time! You’ll gain access to our panel of over 30 lenders, which means we can ‘shop around’ and find a great low rate for you. Are you an ABN holder? We can help you too.
Self-employed loans
It can be hard getting a loan if you’re a business owner, as some lenders might worry about your job security and income stability. But we regularly help ABN holders just like you get finance for homes, cars, trucks, boats, jet skis and more. Let us solve your finance problem for you.
Competitive marine loans
Want to treat yourself with a new or used jet ski or boat for weekend adventures? We’ll help you get on the water faster. We work with more than 30 lenders, so we’ll find you a marine loan with the interest rate and features you need. Solve your problem today.
Flexible home loans
What they say about us
FAQ’s
How do I apply?
We give you the option to apply online, over the phone or in person. To apply online simply click here to complete our online application form. To apply over the phone, simply call us on 1300 844 970. If you would like to apply in person, visit our office at Level 2/2-18 National Dr, Dandenong South VIC 3175.
What will be my nominal interest rate?
Your loan offer will state your nominal interest rate along with associated fees and charges. Interest rates are calculated using risk variables such as: the strength of your loan application, the asset purchased, loan purpose and credit position.
Do I need a deposit?
In most cases a deposit is NOT required. The holding deposits you leave the supplier can be refunded and the full amount will be financed. In some instances, if you are moving on from poor credit history a deposit may be required
How do I consolidate debt?
If you want to consolidate smaller debts into one handy repayment, we can help. Depending on the total value of the debt you want to consolidate we can find a solution to consolidate the debt into your mortgage (if you have one) or into a debt
How does the National Finance and Loan process work?
Once we have your full loan application and compliance documentation completed, we will refer to our comprehensive lending panel to ensure we are dealing with a lender best suited to your needs. Your best suited lender will be in continued discussion with us regarding your loan application. Our team will provide you with
What employment types are acceptable?
All employment types are acceptable. Full-time, part-time, casual, contract, ABN, contractors, self-employed business owners and more. We have a lending panel of over 20 banks and financiers. In just about every case we can match your
What if I have bad credit?
We will discuss your credit file and credit history with you in detail. In most cases a previously poor credit history or a credit file with payment defaults will NOT prevent you from obtaining a loan. Our large lending panel allows us to discuss your
What is LMI?
LMI is short for Lenders Mortgage Insurance. Lenders Mortgage Insurance is a fee charged by banks and lenders when a borrower wants to borrow more than 80% of the total home value. LMI is a fee that provides protection to banks. The best
Helpful Resources
Do the things you love! How to get leisure finance when you’re self-employed.
There is often confusion around the types of loans available to self-employed ABN holders, especially when it comes to leisure purchases such as boats, jet skis and caravans. This blog will let you know the types of finance you can get when you are self-employed and...
Getting a Self-Employed Home Loan Is Simpler Than Ever
To get a home loan, or for any type of credit application, you need proof of income. Normally you would use pay slips. But if you’re self employed, it can often be a little harder to demonstrate that you have recurring income to give the lenders confidence that you...
Popular ways to finance used cars
Buying a used car is a great way to solve your automotive woes without causing too much damage to your hip pocket. While price is one of the more obvious reasons why many Australians opt for used car purchases over new, used car purchasers also benefit in a number of...