I'm ready to borrow

Drew was exceptional!...

He negotiated me a loan for a car when nobody else would give me one. And he even got the rate down when I asked if we could. Absolutely recommend. Linda Mumbay

★★★★★

Made the whole process super easy for me...

My brother recommended I go through these guys for my new car loan and they were awesome. Made the whole process super easy for me, walked me through everything and stuck it out when the bank was being difficult. Picked up my new Focus on my birthday and I love it! Thanks NFAL Matt Joregson

★★★★★

We will definitely use you again...

Thank you so much for all of your hard work Drew. We will definitely use you again. Highly recommend making the call to NFAL and ask for Drew. Cheers again.Dean F

★★★★★

He made our life easy...

During the process of approval our car loan, Drew has helped us throughout the whole process in very efficient manner. He made our life easy. Thank you Drew Umakorn Hema

★★★★★

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Disclaimer: Interest rate is a guide only. Payments stated are estimates only and do not include fees and charges.

Our network of lenders

National Finance and Loans have over twenty lenders on our panel, at any one time. These lenders consist of mainstream banks, finance companies, boutique and peer to peer lenders. Our lender panel enables greater choice for our customers, and facilitates a higher probability of your loan application being approved

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We give you the option to apply online, over the phone or in person. To apply online simply click here to complete our online application form. To apply over the phone, simply call us on 1300 844 970. If you would like to apply in person, visit our office at 23/399 Warrigal Rd, Cheltenham VIC 3192.

Your loan offer will state your nominal interest rate along with associated fees and charges. Interest rates are calculated using risk variables such as: the strength of your loan application, the asset purchased, loan purpose and credit position.

In most cases a deposit is NOT required. The holding deposits you leave the supplier can be refunded and the full amount will be financed. In some instances, if you are moving on from poor credit history a deposit may be required

If you want to consolidate smaller debts into one handy repayment, we can help. Depending on the total value of the debt you want to consolidate we can find a solution to consolidate the debt into your mortgage (if you have one) or into a debt Read More

Once we have your full loan application and compliance documentation completed, we will refer to our comprehensive lending panel to ensure we are dealing with a lender best suited to your needs. Your best suited lender will be in continued discussion with us regarding your loan application. Our team will provide you with Read More

All employment types are acceptable. Full-time, part-time, casual, contract, ABN, contractors, self-employed business owners and more. We have a lending panel of over 20 banks and financiers. In just about every case we can match your Read More

We will discuss your credit file and credit history with you in detail. In most cases a previously poor credit history or a credit file with payment defaults will NOT prevent you from obtaining a loan. Our large lending panel allows us to discuss your Read More

LMI is short for Lenders Mortgage Insurance. Lenders Mortgage Insurance is a fee charged by banks and lenders when a borrower wants to borrow more than 80% of the total home value. LMI is a fee that provides protection to banks. The best Read More

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ATTWOOD FINANCIAL PTY LTD & CRANLEIGHOUSE PTY LTD & WALK JOG RUN PTY LTD T/As National Finance And Loans | ABN: 99 214 040 118 | Australian Credit Licence: 494 362 © 2017