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Get behind the wheel
of your dream car

  • Bank rates
  • Flexible loan terms
  • Speedy approvals
  • Dealer & private sales

Drive Away Tomorrow

Apply now

Do you need a loan to purchase a new or used car? Apply today and drive away tomorrow using the services of National Finance & Loans

Car Loans for Personal and/or Business use, New and/or Used Cars, Purchases from Licensed Car Dealers and/or Private Sellers.

At National Finance and Loans we have valued accreditation’s with a number of mainstream banks, financiers, private and boutique lenders. These relationships enable us the flexibility to structure a loan that is best suited to your needs.

  • We accept applications for any loan amount required for the purchase of your new car
  • We can structure flexible loan terms ranging from 1 year (12 months) to 7 years (84 months)
  • At National Finance and Loans we have access to some of the lowest interest rates currently on offer in the marketplace
  • In most cases our lenders will approve your loan with no deposit or down payment
  • We have multiple lenders on our panel. We will match your application profile to the lender that is best suited to your needs
  • Car Loans for 457 Work Visa, Casual Employment, Part-Time employment, and ABN holders. If you are unsure of your eligibility for a car loan please make contact with us today. We are more than happy to answer any question you may have.

National Finance and Loans (NFAL) has been operating as a finance brokerage since October 1998. We have built over the years a respected relationship with many mainstream, boutique and private lenders. These trusted relationships provide us with access to low interest rates and flexible loan products that will suit your needs.

What will my repayments be?

Repayment Calculator

Loan amount

$3,000 $50,000

Loan Term

1 year 20 years

Interest Rate

4% p.a. 20% p.a.
/ per week
/ per fortnight
/ per month

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Common Finance Questions

There are a number of variables that will ultimately determine the interest offered to you. Some of these variables include; Your credit score including activity on your credit file. The purpose of your loan and the loan type. Your ability to repay the loan. If your loan is secured or unsecured. The age of the vehicle you are looking to purchase and the length of the loan term. Our experienced staff and large lending panel will ensure you will receive the competitive interest you deserve.

Yes, you sure can. Refinancing your existing loan can mean taking advantage of lower interest rates meaning lower payments. Refinancing your existing loan can also mean taking advantage of innovative products being offered in an ever competitive marketplace

Our credit quote outlines fees and charges payable to National Finance and Loans. Our fee (only if your loan is approved and settled) is typically disbursed to us by the lender and will form part of your monthly payment.

Yes, additional payments can be made on your loan. Interest for consumer loans is calculated daily meaning additional payments will reduce the total interest paid and result in your loan term being shortened. Our internal records show that a typical five year loan is paid out on average two years earlier. Paying out your loan early may incur minimal termination fees.

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