Car Loans

Australia-wide finance for a privately bought vehicle of any age, make and model is available through our lending panel.

Australia-wide financing of private sale vehicles is available through National Finance and Loans. Most lenders will accept applications for your purchase of a private sale motor vehicle. Our experienced team and understanding of the process will assist you in your purchase.

To ensure the integrity of your private sale purchase National Finance and Loans will:

  • Facilitate a vehicle inspection
  • Provide a free (PPSR) Personal Security Register Certificate
  • Encumbrance payout
  • Warranty options for the purchase of a private sale vehicle
  • Communicate with the vendor

Let us help you get started obtaining the finance for you intended private sale motor vehicle purchase

Australia-wide finance is available for any age, make, or model of vehicle purchased from a franchise or used car dealership

Competitive car finance is available to ABN holder’s. There is no requirement to be registered for GST. It is preferable to have an ABN registered for more than one year; if not, finance options are still available. Self-declaration of income and / or low-documentation (low-doc) loans are very common with ABN holders. A chattel mortgage would be the most common loan type in this instance. If you are structured as a family trust, a company or sole trader we can assist. ABN Holder Car Loans have been prevalent in the market place for many years; and, as such, most mainstream lenders are more than happy to assist in the funding of your vehicle.

Competitive car finance is available to ABN holder’s. There is no requirement to be registered for GST. It is preferable to have an ABN registered for more than one year; if not, finance options are still available. Self-declaration of income and / or low-documentation (low-doc) loans are very common with ABN holders. A chattel mortgage would be the most common loan type in this instance. If you are structured as a family trust, a company or sole trader we can assist. ABN Holder Car Loans have been prevalent in the market place for many years; and, as such, most mainstream lenders are more than happy to assist in the funding of your vehicle.

The refinancing of car loans is commonplace in a competitive financial services marketplace. There are a number of reasons why the refinancing of a motor vehicle loan is requested. These may include: A lower interest rate, the reduction of an existing car loan repayment, residual or balloon payments found at the end of a loan term and the consolidation or other debt.

Yes, motor vehicle finance is available for drivers working in the Uber ride sharing ‘gig’ industry. National Finance and Loans offer competitive interest rates for Uber drivers. We have over twenty lenders on our panel. We will discuss your individual application with the lenders most likely to provide you with an approval, for your Uber ‘gig’. The nature of the ride sharing industry means lending criteria is more specific. Lending policy is directed towards protecting both you and the financier against loss. Our experienced team can navigate you through the Uber loan approval process. So please get started with National Finance and Loans today. Uber is a great way to supplement your household income.

Our lending panel offer novated leasing as a form of vehicle finance. It is effectively a method of salary packaging which may enable a reduced taxable income. Simply put, the employee leases a car and the employer agrees to take on the employee’s obligations under the lease by paying the monthly lease rentals from the (gross) or pre-tax income.

Finance options for imported or grey vehicles are becoming more prevalent in the marketplace. We have on our lending panel financiers who are more than happy to provide finance for any imported or grey vehicle. These cars are seen more often on the road leading to a greater acceptance by financers willing to provide the necessary funds.

Cars can appear on the repairable write off register for a number of reasons. A number of these cars are repaired or rectified and the road authority of the respective states deem them to be safe to be re-registered and travel on our roads. We have lenders that will look at providing finance for these cars.

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Disclaimer: Interest rate is a guide only. Payments stated are estimates only and do not include fees and charges.

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ATTWOOD FINANCIAL PTY LTD & CRANLEIGHOUSE PTY LTD & WALK JOG RUN PTY LTD T/As National Finance And Loans | ABN: 99 214 040 118 | Australian Credit Licence: 494 362 © 2017