ABN Loans

Car loans

Overwhelmed by ABN car finance options?

When you have a business, your transport costs are an important overhead expense to consider. But finding the right finance for your small business’ needs can be overwhelming and time-consuming. 

You don’t just have to compare lenders but also the different types of ABN car finance solutions, including chattel mortgages, novated leases and low-doc car loans. 

Get your decision right and this can lead to savings on GST and the running costs of your company car. Get it wrong, and you might find yourself paying too much for an unsuitable loan. 

We’re here to help. Not only will we save you time by helping you compare all your options – but we WILL also find you a great deal that works with your business’ needs! That’s because our expert brokers work with over 30 specialist lenders, so THEY can match you with the right ABN holder car loan whether you’re self-employed, a sole trader, business owner or sub-contractor. 

Get your business moving today by filling out our online application form.

Save on tax with a chattel mortgage

Chattel mortgages can be a great way to finance your company car. The loans are made out of two parts: the chattel, and the mortgage. The chattel is your car, which becomes the property of your business. The lender then mortgages the car, using it as security for your loan. 

As you own the car upfront, you can get some great tax benefits. These include claiming the interest you pay on your repayments as well as the depreciation on the car itself (up to depreciation limits.) But your savings don’t just stop there. As it’s a cash sale, you can claim the GST on the purchase price as well as the full input tax credit. 

Chattel mortgages come with a range of repayment options, including balloon payments, so they can be tailored to fit your business’ cashflow needs. And as it’s a secured loan we can find you a great deal as these types of loans often come with lower rates. 

That said, chattel mortgages are not suitable for every ABN holder. Our team can help guide you through the process of deciding if it’s right for you. Contact us today to find out more.

Can’t prove your income?

When you’re a small business owner, self-employed or a sole trader, getting a car loan can be a struggle. That’s because most lenders want you to show proof of a stable income such as payslips, complete tax returns and bank statements. So it can be a big hassle if your income ebbs and flows or you don’t have the right paperwork easily on hand.  

Let us solve your problem! We’ve regularly helped many ABN holders get their businesses moving by finding them a great low-doc car loan. You don’t need as many supporting financial documents and can even self-verify your income to qualify. 

As we work with over 30 lenders, we can match you with the right low-doc car loan at a competitive rate that suits your needs.

Find the right low-doc loan for your business by filling out our online application form today.

Confused about novated leases?

Novated car leases are similar to car loans except they involve three parties: your employee, a lender, and yourself as a business owner. You lease a car from a lender on behalf of your employee, taking the repayments out of their pre-tax salary. They get a tax-break – and so do you (if you meet payroll tax thresholds).   

The best bit? You’re essentially giving your employee a pay rise and a company car at no cost to you. So it can be a great way to retain and reward your staff and, unlike other fleet options, if they leave – the lease goes with them! 

Still not sure if novated leasing is the right option for your business? Then talk to us, as business car finance is our thing. We can help you identify what product works best for your business needs. Contact us today to find out more.

Get the right ABN car loan

Not all businesses operate in the same way. That’s why we take the time to understand your business’ needs, now and in the future. We can then match you with the most suitable ABN car finance that suits your business’ circumstances and goals. 

Get your business moving today by filling out our online application form.

Get your business moving

You deserve a great car loan that works for you and your business, whether you want a big car loan or a small car loan, have good or bad credit, are just starting out or a long-term business owner. With our panel of over 30 lenders, we’ll help get you the right ABN car loan – without the fuss, stress and hassle of going it alone. 

Let us solve your finance problem. Get started by filling out our online application form today.

Farm machinery loans

Get flexible and affordable farm machinery finance

The right farm machinery can help you lower your costs and increase your efficiency, making all the difference to your profit margins. But it doesn’t come cheap, so you need finance to get what you need. 

Making sense of all the finance options in Australia can be challenging as each has different pros and cons. So take a load off your back and let us solve your problem. 

Our expert team understands the peaks and troughs of the agricultural business, so can find you fast, flexible and affordable finance that works with your business’ cashflow needs including: 

  • Tractor loans
  • Farming plough loans
  • Conveyor loans
  • Truck and ute loans
  • Cultivator loans
  • ATV loans and more  

Running a seasonal business? Our solutions come with flexible repayment options that suit your circumstances too!

Grow your business today by filling out our online application form.

Can’t prove your income? Low credit? No deposit?

There are many potential roadblocks on your path to farm finance. If you’re a seasonal agribusiness it can be difficult to show proof of a regular income that lenders often require. Maybe you have a low credit score or you need 100% finance? 

Whatever your problem, we can help solve it! Our experienced team knows farm machinery finance through and through, so they know which specialist lenders to approach to get your ‘tough’ loan approved. 

Let us solve your problem by filling out our online application form today.

Grow your agricultural business

As a farmer, you deserve finance that works on your terms. That means affordable repayment options that suit your situation, needs and goals. With our panel of over 30 lenders, we’ll help you get the flexible farm machinery loan you need – without the fuss, stress and hassle of going it alone. 

Grow your business by filling out our online application form today.

Truck loans

Get flexible, affordable truck finance fast

You need reliable trucks to keep your operation running smoothly. But finding the right truck finance can take up a lot of your time that’s better spent focused on your business.  

So let us do the heavy lifting for you! 

We understand that every business is different. That’s why our expert team takes the time to understand your individual situation, needs and goals. We’ll then negotiate with our panel of 30 specialist lenders so we can find you a competitively priced product with flexible repayment terms that suit your business’ structure and cashflow.  

Don’t want to wait? We’ll get you finance fast. 

Expanding your fleet by more than one truck? Got poor credit or a low deposit? Whatever your finance problem, we can help solve it. 

Keep your business moving by filling out our online application form today.

Get pre-approved for a truck loan

We get it. Finding the right used truck at the right price takes time and effort. That’s why we’ll give you conditional pre-approval so you can make an offer to the seller before someone else does.

Get your finance in place by filling in our online application form today.

Save money with a tax-effective truck loan

You want to run your business in the most tax-effective way possible. But making sense of all the tax implications of the different finance options can be daunting. Let us solve your problem!

Our expert brokers will explain things to you in plain English, not financial gobbledygook. They have the knowledge and experience to help you find the right loan that you’ll appreciate come tax time. 

Keep your business moving by filling out our online application form today.

Earthmoving equipment and heavy haulage loans

Skip the guesswork on earthmoving equipment and heavy haulage loans

Quality earthmoving and heavy haulage machinery doesn’t come cheap. But you need the right equipment to get the job done safely and effectively, increase your profits and allow your business to grow. 

Finding the right finance from the overwhelming number of options out there can be a challenge. Let us do the heavy lifting so you can focus on what you do best – running your business. 

Our expert team takes the time to understand your business’ structure, circumstances and long-term plans. Then they’ll negotiate with our panel of 30 specialist lenders to find you solutions that work with your business’ needs and goals. 

Skip the guesswork by filling out our online application form today.

Get flexible, affordable heavy haulage equipment finance fast

Every construction, mining and land development business is different. But what doesn’t differ is that you all deserve affordable finance with flexible repayment options that suit your individual cashflow needs and business structure.

Our experienced team will match you with the most suitable product with the rate and repayment structure you need to succeed, whether you’re just starting out or a seasoned hand.

Don’t want to wait? We can get you equipment finance fast! 

Let us do the heavy lifting by filling out our online application form today.

Save more with tax-effective earthmoving equipment finance

You want to run your business in the most tax-effective way possible. But making sense of all the tax implications of the different finance options can be daunting.

We can help. Our expert brokers always explain things to you in plain English, not financial gobbledygook. They’ll work hard to find you the right loan for your business that you’ll appreciate come tax time! 

Let us do the heavy lifting by filling out our online application form today.

We know how to get tough loans approved

Generally, the longer you’ve had your ABN for the wider your choice of loan products. But if you’ve had your ABN for less than 12 months, don’t stress as we can help you! 

Got bad credit? Need a low-doc loan? We regularly help Australian business owners get their ‘tough’ loans approved. Whatever your problem, our team has the knowledge and know-how to solve it. 

Let us solve your finance problem by filling out our online application form today.

Motorbike loans

Save more with an ABN bike loan

Need a motorbike for your business? As an Australian business owner, you can benefit from some great tax breaks from financing your bike with an ABN motorbike loan rather than a standard personal loan. Depending on your individual circumstances, you can claim back GST on the purchase price and save on running costs too. 

To qualify, all you have to do is show your bike will be used for business activities over 50% of the time. 

Just starting out? While your loan options might be more limited, don’t stress as we can help you too!  

Save more on your dream ride by filling out our online application form today.

Get more flexibility with ABN bike finance

Want flexible repayment options such as seasonal or structured payments on your motorbike loan? You can often get your hands on these flexible features that work for you and the set-up of your business when you apply for ABN bike finance. 

Get flexible finance by filling out our online application form today.

Get the right ABN motorbike finance

There can be a bewildering amount of options when it comes to ABN motorbike finance. You don’t just have to compare lenders but also the different types of finance solutions such as chattel mortgages, hire leases and commercial hire purchases. 

Figuring out their pros and cons can be a challenge, especially as each solution comes with its own set of tax implications. Let us solve your problem! 

Our team always explains things in plain English, not financial gobbledygook. And as we work with 30 specialist lenders, we can find you a great deal that works for you and your business’ needs. 

Get the right finance by filling out our online application form today.

Business loans and commercial finance

Grow your business with an affordable ABN loan

If you’re looking to expand, upgrade your equipment or invest in new technology, getting the right business loan can help take your company to the next level. But comparing the bewildering number of finance solutions available in Australia and understanding their different tax implications can be both time-consuming and challenging.

Let us take the pressure off so you can focus on what matters – your business. We’ll help you pinpoint the right commercial loan from our panel of 30 lenders that best suits your situation, needs and goals.

Need funding fast? Can’t prove a stable income? Low credit? We can solve those problems.

Grow your business by filling out our online application form today.

Protect your cashflow with flexible repayment options

It can be tough managing the ups and downs of your business’ cashflow, particularly when you’ve got finance to repay. So we work with you to find a flexible solution that eases the strain rather than adds to your stress levels!

Find flexible finance by filling out our online application form today.

Get the right finance for your business

Not all businesses operate in the same way. That’s why our expert team takes the time to understand you and your business’ goals, needs and circumstances. Then we’ll negotiate with our panel of 30 lenders to find you an affordable solution that best works for you. 

So whether you need a big or small loan, secured or unsecured funding, want to invest in your business or need to cover a temporary cashflow shortfall, we can help you access the funds you need to grow. 

Get the right finance by filling out our online application form today.

Equipment loans

Find affordable, tax-effective and flexible equipment finance

Buying the right equipment for your business is essential if you want to secure your future success. But there is an overwhelming number of equipment finance options in Australia, and it can be challenging and time-consuming to figure out all their different pros and cons.

We can help. Our expert team has the experience and know-how to help you find and compare equipment loans from our panel of 30 lenders. We’ll then negotiate with them to get you a competitive deal with the flexibility you need to succeed.

Grow your business by filling out our online application form today.

Get conditional pre-approval on your ABN equipment loan

When you’re shopping for new or used equipment it’s helpful to have a firm idea of how much you can spend. You don’t want to make an offer to the seller to then discover your finance won’t stretch that far.  

Let us solve your problem! We’ll get you conditional pre-approval on your equipment loan so you can shop with confidence.    

Get pre-approved by filling out our online application form today.

Buying used equipment? Can’t prove your income?

Some lenders’ eligibility criteria can be challenging to meet. They’ll want to see complete tax returns, bank statements or payslips to verify your income. Other lenders only offer secured ABN equipment finance which can pose a problem when you’re buying used or second-hand. 

Don’t stress, as whatever your problem, we can help you solve it! We regularly help business owners get their ‘tough’ loans approved including: 

  • Low-doc equipment loans
  • Unsecured equipment finance 
  • Equipment loans for start-ups 
  • Flexible repayment options for seasonal businesses
  • Bad credit ABN equipment finance

Solve your problem by filling out our online application form today.